小胖纸 发表于 2020-11-25 12:04:20

会被拒赔吗?泸州席先生车险买了10个月,发现车牌号与保单不一致!

<p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;"><br/></p><p></p><section style="line-height: 2em;text-align: center;"><span style="letter-spacing: 2px;">近日</span></section><section style="line-height: 2em;text-align: center;"><span style="letter-spacing: 2px;">家住泸州市江阳区的席先生</span></section><section style="line-height: 2em;text-align: center;"><span style="letter-spacing: 2px;">遇到一件蹊跷事</span></section><section><section style="text-align: center;"></section></section><section style="line-height: 2em;text-align: center;"><span style="color: rgb(31, 36, 83);"><strong><span style="letter-spacing: 2px;">爱车购买保险10个月后</span></strong></span></section><section style="line-height: 2em;text-align: center;"><span style="color: rgb(31, 36, 83);"><strong><span style="letter-spacing: 2px;">才突然发现保单上的号码</span></strong></span></section><section style="line-height: 2em;text-align: center;"><span style="color: rgb(31, 36, 83);"><strong><span style="letter-spacing: 2px;">与车牌实际号码不一致</span></strong></span></section><section style="line-height: 2em;text-align: center;"><span style="color: rgb(31, 36, 83);"><strong><span style="letter-spacing: 2px;"><br/></span></strong></span></section><p></p><p style="text-align: center;"></p><p></p><section style="line-height: 2em;text-align: center;"><span style="letter-spacing: 2px;">席先生随后与保险公司取得联系</span></section><section style="line-height: 2em;text-align: center;"><span style="letter-spacing: 2px;">要求保险公司尽快处理</span></section><section style="line-height: 2em;text-align: center;"><span style="letter-spacing: 2px;"><br/></span></section><p></p><p style="text-align: center;"></p><p></p><section style="line-height: 2em;"><br/></section><section><section style="margin:10px 5px;"><section style="display:inline-block;vertical-align: top;border-bottom: 12px solid #d18a8a;border-left: 12px solid transparent;border-right: 0px solid transparent;height: 0px;width: 0px;box-sizing: border-box;"><br/></section><section style="padding-right: 5px;padding-left: 5px;display:inline-block;color: #ffffff;background-color: #ffaaa5;text-align: center;box-sizing: border-box;border-radius:0px 0px 5px 5px;"><p style="font-weight: bold;"><span style="font-size: 26px;" data-form="0">问题:</span></p></section><section style="display:inline-block;vertical-align: top;border-bottom: 12px solid #d18a8a;border-left: 0px solid transparent;border-right: 12px solid transparent;height: 0px;width: 0px;box-sizing: border-box;"><br/></section><section style="margin-top: -30px;background-color: rgb(255, 105, 105);padding-top: 3px;padding-bottom: 3px;padding-left: 70px;box-sizing: border-box;"><p style="white-space: normal;line-height: 2em;"><strong><span style="letter-spacing: 2px;">保单录入失误,保险公司是否“认账”?</span></strong></p></section></section></section><section style="line-height: 2em;"><br/></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;">21日,席先生到江阳区南城某汽车修理店打理爱车。因涉及使用在购买车险时受赠的优惠卡,服务人员在核对车辆信息时,才发现了问题。</span><span style="letter-spacing: 2px;background-color: rgb(255, 254, 213);"><strong>“行驶证上车牌号是川E*23**,但保单上是川E*32**。”</strong></span><span style="letter-spacing: 2px;">服务人员说,</span><span style="letter-spacing: 2px;background-color: rgb(229, 243, 208);"><strong>中间两个数字对调了位置,如果不是特别留意,的确容易疏忽。</strong></span></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;background-color: rgb(229, 243, 208);"><strong><br/></strong></span></section><p></p><p style="text-align: center;"></p><p></p><section style="line-height: 2em;"><br/></section><section style="line-height: 2em;"><strong><span style="letter-spacing: 2px;">“还有两个月保险就到期了,此前居然一直没有发现!”</span></strong><span style="letter-spacing: 2px;">听闻此事,席先生大吃一惊:</span><span style="letter-spacing: 2px;color: rgb(31, 36, 83);"><strong>这是否意味着车子并没有购买保险?</strong></span><span style="letter-spacing: 2px;">自己在不知情的情况下,已经长时间上路行驶,</span><span style="letter-spacing: 2px;background-color: rgb(223, 245, 251);"><strong>万一发生交通事故,保险公司会不会因此“不认账”呢?</strong></span></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;"><br/></span></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;">席先生的车每年都会购买保险,每次购买车险时,保险公司工作人员都会让客户核对并签字。</span><span style="letter-spacing: 2px;background-color: rgb(229, 243, 208);"><strong>“我提供了行驶证原件,工作人员在录入的环节就应该把好关,因此主要责任该由保险公司承担。”</strong></span></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;background-color: rgb(229, 243, 208);"><strong><br/></strong></span></section><p></p><p style="text-align: center;"></p><p></p><section style="line-height: 2em;"><br/></section><section><section style="margin:10px 5px;"><section style="display:inline-block;vertical-align: top;border-bottom: 12px solid #d18a8a;border-left: 12px solid transparent;border-right: 0px solid transparent;height: 0px;width: 0px;box-sizing: border-box;"><br/></section><section style="padding-right: 5px;padding-left: 5px;display:inline-block;color: #ffffff;background-color: #ffaaa5;text-align: center;box-sizing: border-box;border-radius:0px 0px 5px 5px;"><p style="font-weight: bold;"><strong><span style="font-size: 26px;" data-form="0">处理:</span></strong></p></section><section style="display:inline-block;vertical-align: top;border-bottom: 12px solid #d18a8a;border-left: 0px solid transparent;border-right: 12px solid transparent;height: 0px;width: 0px;box-sizing: border-box;"><br/></section><section style="margin-top: -30px;background-color: rgb(255, 105, 105);padding-top: 3px;padding-bottom: 3px;padding-left: 70px;box-sizing: border-box;"><p style="white-space: normal;line-height: 2em;"><strong><span style="letter-spacing: 2px;">不影响投保权益,可提供证明更正处理</span></strong></p></section></section></section><section></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;">记者随后联系到保险公司工作人员,该工作人员称,</span><span style="letter-spacing: 2px;background-color: rgb(255, 254, 213);"><strong>出现这种情况,确实是录入时疏忽所致,但并不影响投保人的权益。</strong></span><span style="letter-spacing: 2px;">她解释说,购买车险时,保单上会清楚地注明厂牌型号、车牌号码、车架号、发动机号、车辆初登日期、座位数、排量等车辆信息,以及投保人身份信息。</span><span style="letter-spacing: 2px;background-color: rgb(229, 243, 208);"><strong>如因工作失误,导致其中某项信息录入错误,可以由本人提供相关证明材料原件,进行更正处理。</strong></span><span style="letter-spacing: 2px;color: rgb(31, 36, 83);"><strong>目前,保险公司已联系席先生办理保单更正事宜。</strong></span></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;color: rgb(31, 36, 83);"><strong><br/></strong></span></section><section style="line-height: 2em;"><span style="letter-spacing: 2px;">针对此事,记者也采访了泸州市交警支队相关负责人。据介绍,交警部门在处理交通事故时,</span><span style="letter-spacing: 2px;background-color: rgb(223, 245, 251);"><strong>会根据车牌对涉事的车辆进行责任认定和划分,并不涉及保险理赔。</strong></span><span style="letter-spacing: 2px;">此外,交警部门路查时,车主既可以出示纸质保险标志,也可以出示电子保单,以此证明车辆是否购买保险;</span><span style="letter-spacing: 2px;background-color: rgb(229, 243, 208);"><strong>若发现车牌号与保单上的不一致,则会查明原因,如果确因录入时失误,将会要求及时进行更正。</strong></span></section><section><br/></section><p></p><p style="text-align: center;"></p><p></p><section style="text-align: center;line-height: 2em;"><span style="letter-spacing: 2px;text-align: center;">车主们<span style="letter-spacing: 2px;text-align: center;">注意</span><span style="letter-spacing: 2px;text-align: center;">啦!</span></span></section><section style="text-align: center;line-height: 2em;"><span style="letter-spacing: 2px;">如果发现车牌号与保单不一致</span></section><section style="text-align: center;line-height: 2em;"><span style="letter-spacing: 2px;">请及时去更正处理<br/></span></section><section><br/></section><p></p><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica 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